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Niche Mortgages
Wayne's World

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First Time Home Buyers Do's and Don'ts.

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Mortgage Calculators

We specialize in niche type home mortgages Statewide throughout the USA..

Please take the time to watch our collection of Videos on this site. Each video has been hand selected for each page of mortgage content. Our aim is to educate and inform the borrower so that you can make confident decisions when seeking a mortgage for your new home.


Are you seeking the lowest interest rates in America?

Current Interest Rates are posted on our site daily. We shop 192 Lenders daily, then post the lowest rate on our site. These rates are usually lower than national averages because we have access to wholesale rates at par. (zero par pricing to lender).

Borrowing Basics Part 1

It is possible to receive a lower interest rate than the rates posted on our site, But we will need more information about your financial credit worthiness to determine merits for exceptional credit management. Please fill out our Online
Loan Application.

Or are you Looking for a Flexible Home Mortgage Lender?

Generally, most banking institutions have a small group of mortgage loan products that they market and nothing more. These home mortgages are considered Vanilla-Type. Rateseekers.com will do these mortgages gladly because they are so easy to do; perfect credit history, excellent job stability, savings etc.

However, if you sense that you have:

  • No Down Payment
  • No Closing Cost Money
  • No Established Credit History
  • No Equity
  • No Income
  • No Job
  • Divorce
  • Excellent Credit
  • Blemished Credit
  • Too Much Debt
  • Self-Employment Issues
  • Not Enough Time on Job
  • Low Credit Scores
  • Mortgage Late (s)
  • 30, 60, Days Credit Card Late's

    Or anything else we haven't mentioned, let us assure you, that the answers to all your questions and concerns are right here! full story...

    We are Home Mortgage Specialists. We Approve ALMOST Everyone!

    IMPORTANT NOTE: This site has been created for the sole purpose of closing and funding mortgage loans and not a lead generation site for other mortgage companies.Borrower Alert: The only purpose of some financial web sites on the Internet is to collect and sell your personal information to hundreds of other mortgage companies. 

    RATEseekers.com guarantees it will not sell your information to anyone! 

    Many unaware customers provide their personal information only to be inundated with phone calls per day at work and home.  We represent over 192 lenders and you will only be contacted ONCE, if requested.

    Our office is open Monday through Friday from 9am to 6pm EST and Saturdays from 9am to 3pm EST.

    Even when our office is closed, please contact us here. A mortgage specialist will be paged and will call you back as soon as possible!

    Members are Licensed and Regulated by the Department of Banking and Finance. Fingerprints, Photo ID's and FBI Background Checks are also required and kept on file.

    © 1999 - 2008 Rateseekers.com Corporation. All rights reserved

  • Headlines:

    Why RateSeekers.com Testimonial: full story...

    Joe Rate Shopper: Are You Shopping for the Lowest Rate? full story...

    5 Credit Scores Fact and Fallacies: full story...

    What is a No Income No Asset Mortgage: full story...

    How to Cash in on Foreclosed and Distressed Properties: full story...

    How to Buy Your First Home with No Money Down: full story...

    Check out our Video Series
    *Borrowing Basics

    *Opening the Door to a Home of Your Own.


    *Knowing and Understanding Your Credit

    *
    Fannie Mae's Guide to Homeownership

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