This is a great letter! You can expect up to 10% returned phone calls from this letter by doing nothing more than sending out mailings. But if you want to increase this percentage a hundredfold, search for the homeowners phone number, if possible and follow up after they have received this letter (preferably the same day). If your phone call is handled wisely you will surely set up an appointment.

Dear Homeowner

If you've brought your account's up to date and removed your home from foreclosure, I offer my congratulations and am sincerely pleased for you.

If you haven't yet caught up on your payments, late charges, impounds, service, and attorney fees, there are two ways to do this: you may either sell your home, or borrow against your equity. Whichever you decide, I PROBABLY CAN STILL HELP YOU (and offer a better solution than anyone you've already talked to). Very soon your home will be auctioned at a foreclosure sale, where you'll lose your home, equity, and good credit rating.

Here's how I can help: I'm a private buyer and lender. If I buy your home there are two advantages to you: MONEY and TIME. If you borrow from me, I receive a low percentage and cannot charge points. If I lend, you'll receive your money in less than 2 weeks.

Over 100 homes go into default every day; this letter goes to very few people-- I'm not a bank! I won't contact you again! IT'S UP TO YOU TO CALL ME. I'll explain the alternatives, discuss your situation, and answer your questions. It cost nothing to talk. I have no sales pitch and won't mislead you. No one gets hurt when he works with me. You'll make your own decision.

Unfortunately, homeowners in foreclosure wait until the last minute for a miracle to come and rescue them. In reality the miracle never comes! I have followed these foreclosures for years and 99.99% of all foreclosed homes are taken back by the banks! This may be your only opportunity to salvage something out of your home! Please, don’t go down with the ship LIKE MOST DO!

My phone number is xxx-xxx-xxx. I'll be happy to talk with you, days or evenings. Don't wait. All real estate and loan transactions take time, and time is what you are almost out of!

Sincerely,

Your Name

p.s. I act as an individual and don't represent anyone or any company. God bless you and good luck to you, whatever your decision.

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